Two-story house on a hill

Home Equity Line of Credit

Ready, waiting, and right there when you need it

Cook up plans for a chef-quality kitchen. Make next semester's tuition payment. Fix an old car, buy new furniture, or take a once-in-a-lifetime trip. How can you cover these expenses and countless others? With an HHSB Home Equity Line of Credit. It's an affordable loan fund you can tap into any time for almost any reason at all.

  • Credit limit depends on the equity you have in your home (current market value minus your mortgage balance)
  • Competitive rates and no closing costs
  • Pay interest only on the money you've actually used
  • Revolving line of credit
  • Instant access to funds through checks and Digital Banking
  • Makes an excellent emergency fund or tool for consolidating higher interest debt
  • Interest payments may be tax-deductible (consult your financial advisor)



Hoosier Heartland State Bank is a full-service bank with locations throughout West Central Indiana.